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A: Debt Management is a process that allows you to combine all of your monthly bills into one monthly payment, sometimes up to 50% lower than what you are currently paying.
Debt management companies usually work with your creditors to reduce and/or eliminate high interest charges, waive late fees and other penalties, and update your past due accounts to show current status.
This is not a loan.
You do NOT need to own a home to participate.
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